Software Engineer II

Software Engineer II (Data Engineering) – Remote (USA)

Company: Credit Acceptance
Job Type: Full-time
Work Mode: Remote (USA) – Optional office work in Southfield, Michigan
Salary: $105,602 – $154,883 per year + annual bonus
Industry: Financial Services / FinTech

About Credit Acceptance

Credit Acceptance is an award-winning financial services company and one of the largest used car finance providers in the United States. Our success is driven by innovative technology, strong financial performance, and a people-first culture recognized locally and nationally as a Great Place to Work.

Our Engineering & Analytics teams work with modern tools and platforms to build scalable, high-quality data solutions that empower smarter business decisions while supporting healthy work–life balance.

Overview

As a Software Engineer II, you will design, build, and maintain reliable data pipelines and models across batch and streaming architectures. You will collaborate closely with senior engineers, analysts, and business stakeholders to deliver scalable, high-quality data solutions that support enterprise analytics and decision-making.

Key Responsibilities

Design and maintain batch and streaming data pipelines
Build scalable solutions for structured, semi-structured, and unstructured data
Collaborate with stakeholders to define data integration requirements
Develop user-focused data solutions using schemas, dashboards, and semantic layers
Write unit tests and validate software against acceptance criteria
Participate in Agile/Scrum ceremonies and sprint commitments
Conduct impact analysis and contribute to code reviews
Troubleshoot production issues and propose effective solutions
Document code and systems for long-term maintainability
Continuously learn new tools, technologies, and business processes

Required Qualifications

Bachelor’s degree in Computer Science, Information Systems, or related field (or equivalent experience)
2+ years of software engineering experience
Strong proficiency in Python and SQL
Experience with data modeling and database systems (SQL/NoSQL)
Familiarity with batch and streaming data architectures
Experience working in Agile or Scrum environments
Strong communication and collaboration skills

Preferred Qualifications

Experience with Apache Spark
Exposure to Databricks or AWS data services
Knowledge of Airflow, dbt, or orchestration tools
Experience with CI/CD pipelines and automated testing
Power BI or similar BI tools with semantic layer experience
Financial services or FinTech background

Compensation & Benefits

Base Salary: $105,602 – $154,883
Annual Bonus: 7.5% – 15% (performance-based)
401(k) with company matching
Health, dental, and vision insurance
Parental leave and adoption assistance
Tuition reimbursement
Excellent work–life balance and inclusive culture

Candidates in major U.S. metro areas (San Francisco, Seattle, Boston, New York City, Los Angeles, and San Diego) may qualify for location-based salary premiums.

Company Values

Credit Acceptance team members are:

Positive – solution-focused and resilient
Respectful – collaborative and inclusive
Insightful – innovative and thoughtful decision-makers
Direct – clear, courageous communicators
Earnest – accountable and growth-oriented

Equal Opportunity Employer

Credit Acceptance is committed to a diverse and inclusive workplace. All qualified applicants will receive consideration regardless of legally protected characteristics.

How to Apply

If you’re exploring your next career move and want to grow with a company that values innovation, ownership, and teamwork, we encourage you to apply today.